Sub-prime lending on Commercial Real Estate
Carpenter & Associates, Inc. is a front runner in the equity-based Subprime market and Subprime plays a vital role within the commercial real estate market. Subprime lending focuses on borrowers who have difficulty obtaining traditional mortgage financing. These difficulties can be caused by: blemished or inadequate credit history, low credit scores, foreclosure, current or past bankruptcies, high debt ratios, or an inability to prove income due to self-employment. A vast number of factors can enter into the picture.
Our equity-based Subprime lending department focuses their attention on the property, not on stringent credit scores. We work with responsible appraisers and have in-house experts who assist in obtaining the true quick-sale value of a property. In addition, we typically have a discussion with our potential borrowers prior to the loan closing. We understand that people can sometimes get into financial difficulties through no fault of their own. Divorce, illness and loss of job can cause people to find themselves in dire financial need. Talking frankly and openly with borrowers about their situation enables us to work together to help build their credit and provide financial stability.
If you fit the above description and would still like to get the equity out of your commercial property or perhaps buy existing commercial property, then all you have to do is give us a call right now at 480-219-3712 or go to contact us page and fill in the blanks and someone from Carpenter will get back in touch with you within two hours during our normal business hours during the day.
Computer, servers, routers, networking we do it all and it only takes just one call right from the comfort of your office 480-219-3712 and we will do the rest. Or you can fill out the form on our contact us page if you have additional questions and one of our friendly staff will call you back and answer any questions you might have for our subprime financing. A simple one page form is all that we require to assess your funding opportunity, click here one page form.
Voice: 480-219-3712 Fax: 480-219-3714
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